The easy internet online provider solution for a second chance credit, if you are short of cash and need rapid, fast and quick personal money, payroll, paycheck advance, cash advance or payday loans in Canada
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Frequently asked questions?

Q: What is a payday loan?
A: A pay day loan is a service which provides customers with a cash advance till there next payday.

Q: What can I use my cash advance for?
A: a cash advance can be used for a number of things. The most common are: a bill payment, an unexpected expense, a weekend getaway, or avoiding an NSF charge.

Q: What are the requirements to obtain a payday loan?
A: We, essentially, look for our customers to meet our criteria: you will need a valid checking account for at least 3 months, you must have a full time job for at least 6 months, you must live at the same address for at least 6 months, and you must get paid via direct deposit. You must also not be in bankruptcy status or have any garnishes against your pay.

Q: How much will your advance cost?
A: Our fees are $15.00 per $100.00 borrowed for a one week period.

Q: How do I Apply?
A: You may apply for a payday loan via our simple online application. Click here to apply.

Q: How fast would I receive the funds?
A: If we transfer your loan before the 11:00 A.M. Eastern Standard Time you may receive the funds in your account the same day. However if the transfer is done anytime after 11:00 A.M. it will take a full 24hrs. to receive your funds.

Q: What would I be required to fax in?
A: Nothing with today’s technology we are able to verify all the information through national data bases. If there is something that we cannot confirm we might need you to fax in or e-mail some documentation such as: personal voided check, the last 90 days of your bank statement, a photo I.D., a utility bill, and your last pay stub.

Q: When will I hear from you?
A: Once the online application has been submitted an agent will be contacting you, by phone or e-mail, within one hour to address your application and facilitate the application process. Business hours are Monday to Friday between 10:00 A.M. and 6:00 P.M. (EST). For applications submitted after hours we will contact you first thing the next business day.


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The easy internet online provider solution for a second chance credit, if you are short of cash and need rapid, fast and quick personal money, payroll, paycheck advance, cash advance or payday loans in Canada